29/06/2022 - Investment is a perpetual search for superior returns relative to risk. At different points in time, various asset classes came into vogue. In the 1970s, gold was in favor. The 1990s saw emerging markets take on a new prominence. This century has seen the rise of alternatives.
22/03/2022 - One year after the “memestock” phenomenon, efforts in Europe to build a retail investment culture are taking place just as a wave of new digital investment platforms appears. But, as the Securities and Exchange Commission expresses concern at online gamification of investment, is the industry on a collision course with regulators over an inadequately informed investment public?
11/02/2022 - In January 2022 the Central Bank of Ireland (“CBI”) its “Guidance on the Use of Service Companies in the Insurance Sector” (“Guidance”). This Guidance was published alongside a Feedback Statement which reflects the submission that were made to the CBI in response to Consultation Paper (CP144) which was published on the same topic in 2021.
01/02/2022 - In spite of the limitations imposed as a result of the Covid-era, 2021 was another busy year for the Enforcement Division of the Central Bank of Ireland (“CBI”).
30/11/2021 - Even as world leaders prepare to gather at the UN Climate Change Conference of the Parties (COP26), global fossil fuel prices are spiking.
04/11/2021 - Insurtech is an area that has seen exponential growth over the last decade. It essentially involves the use of technology to deliver savings and efficiencies in the insurance value chain.
04/10/2021 - With this year’s Budget set to take place on Tuesday 12th October, many business owners are already considering how their employer’s commitments and employees’ salaries are likely change.
31/08/2021 - The lifetime cost of putting a child through school exceeds €20,000 and when college is included the total rises to almost €50,000.
24/08/2021 - The crypto assets market is rapidly becoming too big to ignore. Cryptocurrencies such as Bitcoin are attracting significant capital inflows and major financial institutions are increasingly interested in crypto as an asset class.
29/07/2021 - Spurred on by the adoption of recovery planning in the banking sector, there has been an increasing focus on the importance of insurers developing Recovery Plans. From March next year all insurers will be required to have one in-place.
29/07/2021 - The Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021 (the Bill) will affect credit servicing firms, hire-purchase and consumer-hire businesses and other indirect credit providers.
27/07/2021 - After a long hiatus, inflation is back. In June, the US recorded its highest annual inflation rate since 2008 and in the EU, last year’s deflation has turned into a healthy level of inflation. The turnaround has taken markets and some central bankers by surprise.
27/07/2021 - Investor appetite for sustainable assets has been growing rapidly. As institutions and organizations have increased their production of climate-friendly instruments and assets that incorporate environmental, social, and governance (ESG) concerns, the market for ESG ratings has exploded.
15/07/2021 - Following the publication of the Irish Government’s July Summer Economic Statement (SES) today, the NTMA is updating guidance for its 2021 funding range.
24/06/2021 - As cryptocurrencies such as Bitcoin become an increasingly established part of the financial landscape, central bankers have begun to explore the broader potential of digital currency more seriously. With a flood of white papers, task forces, and workshops, central banks in New Zealand, the UK, Hong Kong, the EU, the US, and elsewhere are asking whether it makes sense to create their own digital money.
27/05/2021 - The new revision of the Work Safely Protocol reflects the recent public health measures announced by the government in April 2021 under ‘Recovery and Resilience: The Path Ahead’.
27/05/2021 - On 8 March 2021, EirGrid and the Minister for the Environment, Climate and Communications launched a nationwide consultation report on the future of Ireland’s electricity system (the Consultation Report).
26/05/2021 - In the wake of the crisis, many people are holding on to a stockpile of cash while they wait to see if the global economy rebounds. However, around the world, bank customers are finding their institutions strangely reluctant to handle these deposits.
26/05/2021 - The line between FinTech firms and traditional financial institutions is blurring as the latter embrace new technology. Partnerships and mergers between traditional institutions and FinTech startups are increasingly common, and many incumbent firms are licensing and adopting the tools developed by innovators.
05/05/2021 - With National Workplace Wellbeing Day upon us, it seems timely to consider the work-life balance. Encouraging employees to maintain an appropriate work-life balance is imperative for employees’ personal wellbeing and for building a supportive and collaborative culture.